An increasing number of Ugandan farmers are now able to instantly send and receive money as they engage in their agricultural activities because of mobile money services. These services have penetrated rural areas, where four in 10 adults (40%) now have active financial accounts. Similarly, four in 10 (40%) Ugandans have financial services accounts, with mobile money leading the way to financial inclusion, as more than a third of adults (38%) have mobile money accounts.
Of Uganda’s 35 million people, 76% live in rural areas and nearly 8 million of them are poor. Expanding access to mobile money services is helping to facilitate much-needed financial security, enabling individuals to pursue educational opportunities and maintain their livelihoods without relying on friends or family.
Financial Inclusion



Mobile Money


Bank Account Use (Holders)




Which demographic group is least likely to own a bank account?
What percentage of Ugandan mobile money users are unregistered?
True or false
Awareness of mobile money did not increase between 2016 and 2017.

True or false
45% of Ugandans are digitally included.